Student Loan Debt
$750 Million
of Debt Discharged and Eliminated
$750 Million
of Debt Discharged and Eliminated
$750 Million
of Debt Discharged and Eliminated
Irvine Student Loan Debt Attorneys
Helping You Attain Financial Freedom
The cost of higher education is increasing at an alarming rate. More and more people are going back to school, which is saturating the job market with more qualified competition. Many people would be unable to go to college if not for financing options like student loans. But repaying these loans can be extraordinarily difficult, especially because there is never a guarantee that the borrower will be able to secure a job that can pay enough to sustain a decent living and pay off student loan debt at the same time.
If this sounds familiar, you may be considering filing bankruptcy. However, before you seek relief, you need to understand how California bankruptcy courts treat student loans. Our Irvine student loan debt lawyers at McFarlin LLP can help you determine the right course of action for your financial freedom, and it may be through a different option than bankruptcy.
Ways to Achieve Student Loan Forgiveness
If you feel as though you’re drowning in debt, our legal team can help you find relief from your student loan debt. Possible methods of relief include:
- Student loan forgiveness There are several federal student loan programs that can reduce much of what you owe. We can help you take advantage of all the new programs to get the lowest possible payment and maximum possible forgiveness.
- Disability discharge - If you are totally and permanently disabled (with a doctor’s note to verify), and you will not earn any money from a job in the next three years, your federal student loans can be eliminated.
- Bankruptcy - Another option is to file for bankruptcy, but student loan debt is much more difficult to discharge than other types of debt. Depending on your unique situation and the type of bankruptcy you file, you may be able to catch up on payments, lower the interest rate, or reduce the amount you owe.
Student Loan
Debt
- Student Loan Forgiveness
- Disability Discharge
- Public Service Discharge
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On Your Case
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949-570-5025
Can Filing for Bankruptcy Help with Student Loans?
- Continuing to repay your student loans will cause you to fall below the minimum standard of living
- Your financial situation is unlikely to change in the future
- You’ve made a good faith effort up to this point to repay the loan
Get the Help You Need. Call for Help in Orange County & Southern California.
Contact one of our Irvine student loan debt attorneys at McFarlin LLP today to discuss the options for your debt elimination case and find relief from your student loan debt.
Begin with a free consultation by calling (949) 570-5025 or filling out our online contact
form today.
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